Question 1: Have you paid into Social Security (from a non-teaching job) long enough to earn 40 quarters (10 years) of credit? *

Yes

No

Question 2: Do you have a plan to coordinate the start date of your CalSTRS/CalPERS pension with the start date of your Social Security benefit? *

Yes

No

Question 3: If married, have you run a calculation to ensure your Social Security strategy maximizes the survivor benefit for your spouse after you pass away? *

Yes

No

Question 4: Are you utilizing a tax-free income stream (like a Roth or life insurance policy cash value) to help offset the taxable income from your pension? *

Yes

No

Question 5: Are you aware of the recent rule changes regarding the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) and how they may affect your full eligibility? *

Yes

No